By LAUREN PAXMAN
Duchess of the High Street: Kate Middleton shopped at High Street Kensington's Topshop on Monday night
The Duchess of Cambridge has almost direct access to The Crown Jewels. She wore the Queen's Cartier Halo tiara on her wedding day, and borrowed her grandmother-in-law's maple leaf brooch for her official trip to Canada.
But refreshingly down-to-earth Kate is not yet past hesitating over buying a pair of £8.50 earrings.
The young royal shopped at Topshop on High Street Kensington, West London on Monday evening. And although she splashed out more than £100 on three items, she left an extra pair of earrings with the cashier at the last minute.
Keeping it local: The young royal visited Topshop on High Street Kensington
That extra £8.50 obviously seemed just a little too decadent.
It is the first time Kate has been spotted in her local Topshop, which is just a couple of minute's walk away from her London residence, Kensington Palace.
By royal appointment: Topshop's cobalt-blue velvet trim boucle jacket (£65) and teal spotted pencil skirt (£38)
To buy or not to buy: The Feather-like earrings that Kate purchased (left) and the ones she left behind
Kate, who had a wallet through of rewards cards, splashed her cash on a trendy teal spot pencil skirt (£38) that was seen on dozens of fashionistas at London Fashion Week.
She also bought a more classic cobalt-blue velvet trim boucle jacket (£65) and a pair of golden roundish earrings with a feather motif.